California State University Long Beach Social Security for Salary Scale Question

Directions:

These responses are meant to be conversational and open to opinions and personal thoughts. Engage in DEEP critical thinking as you post your answers by using your own research, the textbook, or personal and career experiences.

Requirements:

  1. Answer the question fully, aim for 300-400 words (20 points)
    1. Answer ALL parts of the question
    2. Use critical thinking to expand beyond just summarizing the textbook
    3. Use academic language, no grammatical errors
  2. Use 3 citations such as the textbook/article/other source using APA 7th in-text and at the end (10 points)
    1. Cite in-text and at the end of the post
    2. Use full and correct APA 7th citation

    Note: A word document showcasing a specific example of citation and reference listing that is appropriate for this class is listed down below. The document is titled “EXAMPLE”

Application Assignment #3

Go to the Social Security website and calculate your potential monthly payout: https://www.ssa.gov/OACT/quickcalc/ To fill in the calculator you will want to figure out what kind of salary you might earn with your future career if you aren’t currently in the workforce. You can use websites like glassdoor or payscale to get this number. You will want to figure out when you plan to retire (at 62? 65? 70?). If you are under the age of 22, just put in a different birthdate to pretend you are filling this out in your mid-20’s (it won’t work with birthdates under the age of 22).

  • Enter in a few different scenarios in the calculator and compare the numbers. Reflect on what you learned. Would this be enough money? Can you retire when you want to? Would working a little longer help a lot?
  • What other avenues of savings, pension, retirement, etc… do you plan to use to ensure you can be financially stable? Are these decisions influenced by what you see your family/parents/grandparents doing regarding retirement?
  • Does this calculation make you concerned about the well-being of older adults in our country? Do you think SS is sustainable? What should adults do to prepare for aging to supplement SS? Any useful articles or books you recommend?

Helpful infographic: https://blog.ssa.gov/what-is-social-security/

The coursebook is attached as a link. Nancy Hooyman, Kevin S. Kawamoto, H. Asuman S. Kiyak – Aging Matters_ An Introduction to Social Gerontology-Pearson (2014).pdf – Google Drive

Note: I currently work as a medical receptionist at a regional hospital. The future career I want to obtain is a Physician Assistant and to retire by the age of 65. I am 21, but the birthdate you can use to fill this out is 02/18/1995. Using this information and being realistic with the living expenses in Southern California, please write the discussion board accordingly.

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